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It's Spring!  Trees and flowers are blooming and we might be distracted by the beauty around us.  Enjoy this time of renewal AND stay alert by being prepared for scammers who are working overtime to distract you long enough to capture your valuable personal financial information.  Don't click on text or email links if you are not certain of who sent it.  Remember, when in doubt, call us at 617-269-2700 and a Member Services Representative will be happy to help you.

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Individual Retirement Accounts

It’s Never Too Late to Plan for Retirement

 Visit a branch                        View Today's Rate

We Offer a Variety of Individual Retirement Accounts

  • Tax-deductible deposits up to federal limits
  • Tax is deferred until you retire
  • Save on taxes by withdrawing later when your income is lower
  • Easy to open and maintain

  • Funds grow tax free
  • No tax on withdrawals in retirement
  • Penalty-free withdrawals for certain expenses before retirement
  • Not tax-deductible deposits
 

  • Help save for a child's education expenses including tuition, fees, books, and supplies
  • Nondeductible contributions that provide the potential for tax-free withdrawals
  • Anyone with earned income can contribute to a child's ESA
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