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Auto Loan Refinancing

Now may be the time to lower your car payment.

Apply Online or by Phone.

View Today's Auto Rates

Most loans can close online.

 

Mass Bay Credit Union Easy Logo

Apply Now (617) 269-2700

Auto Loan Refinancing in MA - It's easy! 

Mass Bay Credit Union wants to help you lower your car payment by refinancing your new or used auto loan. Explore our great, low car and truck loan rates and see if we can help you save money by refinancing your car loan with our greater Boston area Credit Union. 

60 Days No Payments is Available

Payments may be deferred up to 60 days. Interest will accrue during deferral period.

Auto Refinancing is Easy, and can often be signed entirely online!

We strive to make lowering your monthly car payment as easy and seamless as possible. You can apply to refinance your auto loan online, and most loans can close without having to visit the branch.

New and Used Auto Loan Rates

4 Year Auto Loan

Car Type

Term (Months)

APR* AS LOW AS

Payment per $1,000

New < 25K miles 48 2.49% $21.91
Used > 25K miles 48 2.49% $21.91
2013 or older 48 8.74% $24.76

5 Year Auto Loan

Car Type

Term (Months)

APR* AS LOW AS

Payment per $1,000

New < 25K miles 60 2.74% $17.86
Used > 25K miles 60 3.49% $18.19
2013 or older 60 N/A N/A

6 Year Auto Loan

Car Type

Term (Months)

APR* AS LOW AS

Payment per $1,000

New < 25K miles 72 3.24% $15.31
Used > 25K miles 72 4.24% $15.76
2013 or older 72 N/A N/A

*APR=Annual Percentage Rate. All APRs includes a .25% discount for automatic payments or direct deposit. Other rates and terms are available. Up to 105% financing based on the NADA retail value. Qualification restrictions apply. Rate, term and approval based on credit worthiness. Rates are subject to change without notice.

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