Credit Card Processing


Backed by a an unmatched commitment to service, our credit card processing and electronic payment service takes care of your back office processing work, so you can focus on running and improving your business. PowerPay offers the personal, attentive service you expect from a real business partner that is truly dedicated to helping your business grow.

PowerPay enables businesses of all types and sizes to accept:

  • All major credit cards including MasterCard, Visa, American Express and Discover Debit cards with either signature or PIN based approval processes Electronic Benefits Transfer (EBT) for direct payment cards issued by federal or state governments
  • Purchasing cards for corporate or government organizations
  • Gift cards that replace cumbersome paper-based gift certificates 


  • Competitive pricing
  • No hidden fees
  • No long-term contracts
  • Payment processing analysis

When you do your business banking with Mass Bay, you have unparalleled access to your accounts just about anytime and anywhere. Instead of you needing to find a branch, our remote and electronic banking services bring banking to you! With Mass Bay Business eServices, you can get your balances, make transfers, pay bills and withdraw cash – all without ever walking through our doors. You’ll save time, money and the environment when you use our eServices, making your business just that much less hectic and less cluttered!