Vacation & Holiday Clubs


Credit cards are great, but when you charge big expenses like holiday shopping and vacations on them, they can become 800-pound gorillas. High interest rates and unclear monthly payments can make it difficult and burdensome to pay off big bills. To avoid having to use credit cards to pay for big spending, we have a solution that actually pays you interest! When you open a Mass Bay Holiday or Vacation Club Account, you save money each week over the year – right from your paycheck – to use to fund the next year’s fun.

Nowhere is it easier to save than at Mass Bay! From basic savings, to money market accounts, CDs, IRAs and Club Accounts, Mass Bay has all of today’s best deposit options all in one place, ready to be tailored to your individual needs.  And nowhere is your money safer than it is at Mass Bay.

Insured for at least $250,000 by the NCUA, an agency of the US Government, your funds are also insured for all amounts above the federal limit by the Massachusetts Credit Union agency MSIC. Unlike brokerage and mutual fund deposit accounts, your savings at Mass Bay is safe from market volatility. We give you the high yields without the high risk.