Debit Cards


There is truly no more versatile banking tool than your Mass Bay Debit Card. 

When you cannot get to a branch, use your card to:

  • Get cash
  • Check balances
  • Make transfers
  • Perform other transactions with your Mass Bay accounts at our ATMs around town
  • Withdraw cash surcharge-FREE at any of the over 30,000 SUM® or Allpoint Network ATM machines nationwide
  • Use it just like cash or a check for Point of Sale (POS) purchases and transactions at retail locations, gas stations, restaurants and anywhere VISA® is accepted worldwide



The growth in fraudulent ATM & Debit transactions has caused us to restrict card access in countries where there is a high risk of fraud. Access to your funds using a Mass Bay ATM/Debit Card will not be available in the below countries. We apologize for any inconvenience, but as you are aware ATM/Debit Card security is important in today's world. If you are traveling to the below countries, we recommend using our Prepaid VISA TravelMoney® Card, which can be issued at any of our branch locations.

Countries With Restricted Access

Andorra Japan
Australia Luxembourg
Bangladesh Macao
Belgium Macedonia
China Malaysia
Cyprus Romania
Hong Kong Saudi Arabia
Iceland Singapore
India Spain
Indonesia Taiwan
Italy Thailand