Debit Cards


There is truly no more versatile banking tool than your Mass Bay Debit Card.

No more waiting for your card to arrive in the mail. When you open a Mass Bay checking account, you can now get your debit card right at the branch. You can also get replacement cards, too. Use your card to:

  • Get cash
  • Check balances
  • Make transfers
  • Perform other transactions with your Mass Bay accounts at our ATMs around town
  • Withdraw cash surcharge-FREE at over 55,000 Allpoint Network ATM machines nationwide
  • Use it just like cash or a check for Point of Sale (POS) purchases and transactions at retail locations, gas stations, restaurants and anywhere VISA® is accepted worldwide



Want more debit card security?  Control your Mass Bay Debit Card through your phone.  Just download the CardValet App today!

  • ON/OFF SETTING: Turn on when you need to use your card and off to prevent unauthorized use!
  • USAGE CONTROLS: Establish spending limits to prevent fraudulent transactions!
  • LOCATION-BASED CONTROLS: Restrict transactions to merchants located within a certain range of your current location.
  • INTERACTIVE ALERTS: Send real-time alerts whenever your card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a transaction has been attempted but is declined.
  • FINANCIAL FEATURES: Check balances & more!

Download and start using the CardValet App today!




The growth in fraudulent ATM & Debit transactions has caused us to restrict card access in countries where there is a high risk of fraud. Access to your funds using a Mass Bay ATM/Debit Card will not be available in the below countries. We apologize for any inconvenience, but as you are aware ATM/Debit Card security is important in today's world.

Countries With Restricted Access

Andorra Luxenbourg
Australia Macao
Bangladesh Macedonia
Belgium Malaysia
China Philippines
Cyprus Qatar
Hong Kong Romania
Iceland Saudi Arabia
India Singapore
Indonesia Spain
Italy Taiwan
Japan Thailand