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A Certificate is a simple and secure way to plan for your future. Your money works hard at Mass Bay Credit Union!
Low minimum investment
Get started with only a $500 deposit.
Great interest rate
Get 5.25% APY* on your deposit for the term.
Whether you’re saving for a child’s college tuition, planning for retirement, or just want to grow your money, a Mass Bay Credit Union Certificate is an excellent choice.
|Best For||Members who want a low-risk and a high-reward.|
|Amount||Minimum $500 deposit and available up to $250,000|
|12-Month Rate||5.25% APY*|
Get Started With a Certificate from Mass Bay Credit Union
Ready to watch your money grow?
See disclaimers, disclosures, and additional text.
*APY = Annual Percentage Yield. Minimum balance to open and earn APY is $500. Maximum deposit $250,000. The APY for all Certificates assumes the dividends will remain in the account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. Certificates are subject to penalty for early withdrawal. Fees may reduce earnings. Rate is effective October 24, 2023. This is a limited time offer and is subject to change without notice. Other rates and terms available. Subject to membership eligibility, see https://www.massbaycu.org/about/membership/ for details.