IMPORTANT NOTICE TO OUR MEMBERS: Mass Bay Credit Union wants you to know that your deposits are insured in full. The National Credit Union Administration (NCUA), which is backed by the Federal Government, covers deposits up to $250,000. MBCU has additional deposit insurance through the Mass Credit Union Share Insurance Corporation (MSIC) to cover deposits over $250,000. Rest assured; we have you covered, and your deposits are safe with MBCU.
xCertificate Special
Put Your Money to Work17-Month St. Patrick's Day CertificateGet 5.00% APY* on a 17-Month Certificate |
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A Certificate is a simple and secure way to plan for your future. Your money works hard at Mass Bay Credit Union!
Low minimum investmentGet started with only a $500 deposit. |
Great interest rateGet 5.00% APY* on your deposit for the term. |
Whether you’re saving for a child’s college tuition, planning for retirement, or just want to grow your money, a Mass Bay Credit Union Certificate is an excellent choice.
| Best For | Members who want a low-risk and a high-reward. |
| Amount | Minimum $500 deposit and available up to $250,000 |
| 17-Month Rate | 5.00% APY* |
Get Started With a Certificate from Mass Bay Credit UnionReady to watch your money grow? |
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See disclaimers, disclosures, and additional text.
*APY = Annual Percentage Yield. Minimum balance to open and earn APY is $500. Maximum deposit $250,000. The APY for all Certificates assumes the dividends will remain in the account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. Certificates are subject to penalty for early withdrawal. Fees may reduce earnings. Rate is effective March 17, 2023. This is a limited time offer and is subject to change without notice. Other rates and terms available. Subject to membership eligibility, see https://www.massbaycu.org/about/membership/ for details.