Deposit Rates

Loan Rates  |  Deposit Rates Fee Schedule

Deposit Rates

Current Loan Rates - Effective March 26, 2014

Certificates of Deposit (CD)

Share Certificates minimum balance to earn APY $500
IRA Certificates minimum balance to earn APY $500
Annual Percentage Yield
3 Months 0.20%
6 Months 0.30%
12 Months 0.50%
14 Months 0.70%
18 Months 0.75%
24 Months 0.80%
36 Months 0.95%
48 Months 1.30%
60 Months 1.51%

 

 

 

 

 

 

 

 

 

 

 

Money Market Rates

Money Market
Minimum balance to earn APY $10

Annual Percentage Yield
$10 to $2499.99 0.05%
$2,500 to $9,999.99 0.15%
$10,000 to $19,999.99 0.25%
$20,000 and over 0.35%

 

Main Share Deposit Rates

Main Share
Minimum balance to earn APY $5

Annual Percentage Yield
$5 to $499.99 0.05%
$500 to $9,999.99 0.10%
$10,000 and over 0.15%

 

 

 

 

 

 

IRA Rates

IRA Share - No minimum balance to earn APY

Annual Percentage Yield
$5 to $499.99 0.05%
$500 to $9,999.99 0.10%
$10,000 and over 0.15%

 

 

 

 

 

Now Checking

Now Checking - Minimum balance to earn APY $5

Annual Percentage Yield
All balances 0.05%

 

Clubs

Vacation Club Account - No minimum balance to earn APY
Holiday Club Account - No minimum balance to earn APY

Annual Percentage Yield
All Balances 0.05%

 

 

 

 

 

Certificate deposits are subject to penalty for early withdrawal.
Fees may reduce earnings.
Rates are subject to change without notice after the account is open, not applicable to Share Certificates and IRA Certificates.