Fees
Monthly Fees |
Amount |
|
Now Checking Account Balance falls below $400.00 in the dividend period (members are exempt from this charge if full payroll is deposited with the Credit Union)
|
$5.00 per month
|
|
Members maintaining a single account relationship with a balance of $5.00 or less per month
|
$1.00 per month
|
Checking, Money Market and Share Account Related Fees |
Amount |
|
Items Returned for Insufficent Funds (NSF)
|
$25.00 each*
|
|
Items Paid for Overdrafts
|
$25.00 each*
|
|
Items Returned for Uncollected Funds
|
$25.00 each*
|
|
Overdrafts Paid from Your Share Account
|
$5.00 each*
|
|
Excessive Transaction Fee from Share or Money Market Account
|
$5.00 each
|
|
Check and ACH Stop Payments
|
$25.00 each
|
|
Copy of Checks
|
$5.00 each
|
|
Returned Items Deposited (1)
|
5.00 each
|
|
Check Printing and Supplies
|
Fees Vary
|
* Fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means
(1) Or, as established from time to time by the Commissioner of Banks
Electronic Banking Fees |
Amount |
|
Withdrawals at Non-MBCU ATM locations
(6 free Non-MBCU ATM Withdrawals per month) (2)
|
$1.00 each
|
|
ATM or Debit Card Replacement
|
$10.00 per card
|
|
Rush ATM/Debit Card Fee
|
$75.00 per card
|
(2) If you initiate a transaction at an ATM not operated by Mass Bay Credit Union, a surcharge may be applied by that operator and/or by an automated transfer network.
General Account Related Fees |
Amount |
|
Christmas Club Early Withdrawal
|
$10.00 per withdrawal
|
|
Abandoned Property Processing
|
$50.00
|
|
Copy of Statement
|
$5.00 each
|
|
Share Checks
(Golden Rail Members over 65)
|
$3.00 each
($1.00 each)
|
|
Money Orders (Max amount of $500.00 per check)
(Golden Rail Members over 65)
|
$2.00 each
($1.00 each)
|
|
Outgoing Wire Transfers
Domestic (Only)
|
$25.00 each
|
|
Incoming Wire Transfers
|
$10.00 each
|
|
Research Fee (1 Hour Minimum)
|
$25.00 per hour
|
|
Statement Returned for Incorrect Address
|
$5.00 each
|
|
Government Levy
|
$50.00
|
|
Trustee Attachment or Other Legal Service
|
$50.00
|