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xFees
Monthly Fees |
Amount |
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Now Checking Account Balance falls below $400.00 in the dividend period (members are exempt from this charge if full payroll is deposited with the Credit Union)
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$5.00 per month
|
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Members maintaining a single account relationship with a balance of $5.00 or less per month
|
$1.00 per month
|
Checking, Money Market and Share Account Related Fees |
Amount |
|
Items Returned for Insufficent Funds (NSF)
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$25.00 each*
|
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Items Paid for Overdrafts
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$25.00 each*
|
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Items Returned for Uncollected Funds
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$25.00 each*
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Overdrafts Paid from Your Share Account
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$5.00 each*
|
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Excessive Transaction Fee from Share or Money Market Account
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$5.00 each
|
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Check and ACH Stop Payments
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$25.00 each
|
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Copy of Checks
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$5.00 each
|
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Returned Items Deposited (1)
|
5.00 each
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Check Printing and Supplies
|
Fees Vary
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* Fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means
(1) Or, as established from time to time by the Commissioner of Banks
Electronic Banking Fees |
Amount |
|
Withdrawals at Non-MBCU ATM locations
(6 free Non-MBCU ATM Withdrawals per month) (2)
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$1.00 each
|
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ATM or Debit Card Replacement
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$10.00 per card
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Rush ATM/Debit Card Fee
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$75.00 per card
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(2) If you initiate a transaction at an ATM not operated by Mass Bay Credit Union, a surcharge may be applied by that operator and/or by an automated transfer network.
General Account Related Fees |
Amount |
|
Christmas Club Early Withdrawal
|
$10.00 per withdrawal
|
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Abandoned Property Processing
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$50.00
|
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Copy of Statement
|
$5.00 each
|
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Share Checks
(Golden Rail Members over 65)
|
$3.00 each
($1.00 each)
|
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Money Orders (Max amount of $500.00 per check)
(Golden Rail Members over 65)
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$2.00 each
($1.00 each)
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Outgoing Wire Transfers
Domestic (Only)
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$25.00 each
|
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Incoming Wire Transfers
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$10.00 each
|
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Research Fee (1 Hour Minimum)
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$25.00 per hour
|
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Statement Returned for Incorrect Address
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$5.00 each
|
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Government Levy
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$50.00
|
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Trustee Attachment or Other Legal Service
|
$50.00
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