Our Main Office ATM Lobby at 147 West 4th Street in South Boston will be open during regular business hours only: M-F 8:30-4:00, Sat 8:30-1:15. We are sorry for any inconvenience. Remember, our mobile app and online banking are available 24/7. For questions, please call 617-269-2700.x
Looking to take advantage of historically low interest rates? Our 30 Year Fixed Mortgage process invites an easy opportunity to refinance your current home loan. Lowering your monthly payment may be able to provide flexibility in your budget and give you the extra breathing room you need.
A timelessly correct loan for countless borrowers, the 30 year fixed mortgage gives you the best of both worlds, a low interest rate with a predictably low monthly payment. Call us with any questions!
*As of 1/21/2021 8:00:35 AM (ET) the current rate is 2.875% with a 2.914% Annual Percentage Rate (APR). Rates are subject to change at any time. The information provided assumes the purpose of the loan is to purchase or refinance a property, with a loan amount of $240,000 and an estimated property value of $300,000. The property is an existing single family home, and will be used as a primary residence. An escrow account is required. The rate lock period is 60 days and the assumed credit score is 740. At that loan amount, the monthly payment schedule would be: 359 payments of $1,244.68 at an interest rate of 2.875%, 1 payment of $1,243.12 at an interest rate of 2.875%. Payments do not include amounts for taxes or insurance premiums, actual payment obligation will be greater. Flood Insurance may be required. Loans subject to credit approval.
Mass Bay Credit Union Membership is open to:
If you qualify as a Member, APPLY for a 30 Year Fixed Mortgage today! Our team will help you with becoming a member of Mass Bay Credit Union.