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xAll Rates and Terms are subject to change without notice.
Type
|
APR+
|
Term (in Months)
|
Payment Per $1,000*
|
Apply For A Loan |
---|---|---|---|---|
Credit Card Rewrite | 8.99% | 48 | $24.88 | |
Vacation/Holiday | 7.49% | 18 | $58.91 | |
Personal Unsecured | 8.99% | 48 | $24.88 | |
Lifestyle | 7.80% | 30 | $36.80 |
+APR= Annual Percentage Rate. *Qualification restrictions apply. Rates shown are lowest rate. Other rates and terms are available. Rate, term and approval based on credit worthiness.
Car Type |
Term (Months) |
APR+ |
Payment per $1,000* |
---|---|---|---|
New < 25K miles | 48 | 2.49%* | $21.91 |
Used > 25K miles | 48 | 2.49%* | $21.91 |
2014 or older | 48 | 8.74%* | $24.76 |
Car Type |
Term (Months) |
APR+ |
Payment per $1,000* |
---|---|---|---|
New < 25K miles | 60 | 2.74%* | $17.86 |
Used > 25K miles | 60 | 3.49%* | $18.19 |
Car Type |
Term (Months) |
APR+ |
Payment per $1,000* |
---|---|---|---|
New < 25K miles | 72 | 3.24%* | $15.31 |
Used > 25K miles | 72 | 4.24%* | $15.76 |
+APR= Annual Percentage Rate. Maximum term for new auto and motorcycle loans is 72 months.
*APR includes a .25% discount for Auto Loan Payments or Direct Deposit. Qualification restrictions apply. Rates shown are lowest rate. Rate, term and approval based on credit worthiness.
Interest Rate | APR* | Term* | Payment Per $1,000* | Apply |
---|---|---|---|---|
2.625% |
2.728% |
10 Years (120 months) |
$9.48 |
*APR = Annual Percentage Rate. Interest Rate and APR are as of January 13, 2021 and are subject to change without notice. The APR is calculated based on a loan amount of $100,000 for a term of 10 years or 120 months. Payments are $9.48 per $1,000 borrowed. Owner occupied condos and single family primary residences only. Payment doesn’t include taxes, insurance or HOA fees. The actual payment obligation will be grater. Maximum loan amount is $300,000. The maximum LTV is 80% up to $200,000. The maximum LTV is 70% for loans over $200,000 up to $300,000. Loan must be in first lien position. Other terms and restrictions apply including a 620 minimum credit score. Proof of adequate property insurance required and flood insurance may also be required. Subject to credit approval. $499 closing costs apply. NMLS ID #615913. Subject to membership eligibility, see our website for details.
View fixed or adjustable rate options. |
Interest Rate | APR+ | Term | Payment Per $1,000** | Apply For A Loan |
---|---|---|---|---|
Intro Rate 1.75% for 6 months then Prime minus 0.75%* | 1.75% for first 6 months then 2.50%* | 10 Year Draw/ 15 Year Repayment |
$2.08 (Interest Only Period) $6.67(Repayment Period) |
Points | Interest Rate | APR+ | Payment Per $1,000* | |
---|---|---|---|---|
5 Year Fixed Rate | 0 | 4.00% | 4.00% | $18.42 |
10 Year Fixed Rate | 0 | 4.00% | 4.00% | $10.12 |
15 Year Fixed Rate | 0 | 4.50% | 4.50% | $7.65 |
20 Year Fixed Rate | 0 | 5.00% | 5.00% | $6.60 |
+APR= Annual Percentage Rate. Rates are based on annual percentage rate. Qualification restrictions apply. *Payments do not include taxes & insurance, as result your payment may be greater. Your payment may be greater if the loan is secured by a first lien. Property insurance is required and Flood insurance may also be required.
Please contact Mass Bay Credit Union for your individual rate quote.
Current Rates - Effective January 13, 2020