For an update regarding MBCU branch access, please VISIT OUR COVID-19 PAGE
xAccount Type * | Minimum Balance To Open | Minimum Average Daily Balance to Earn APY | Annual Percentage Yield (APY) ** |
---|---|---|---|
Main Share/Misc Share
|
$5
|
$5 - $499.99
|
0.03%
|
|
|
$500 - $9,999.99
|
0.05%
|
|
|
$10,000 - Above
|
0.10%
|
|
|||
Money Market
|
$10
|
$10 - $2,499.99
|
0.05%
|
|
|
$2,500 - $9,999.99
|
0.15%
|
|
|
$10,000 - $19,999.99
|
0.25%
|
|
|
$20,000 - Above
|
0.35%
|
|
|||
I.R.A Share
|
None
|
$0 - $499.99
|
0.03%
|
|
|
$500 - $9,999.99
|
0.05%
|
|
|
$10,000.00 - Above
|
0.10%
|
|
|||
NOW Checking
|
None | None |
0.03%
|
|
|||
Vacation Club
|
None
|
None |
0.05%
|
|
|||
Christmas Club
|
None
|
None |
0.05%
|
|
|||
Business Share
|
$25
|
$25 - $499.99
|
0.03%
|
|
|
$500 - $9,999.99
|
0.05%
|
|
|
$10,000 - Above
|
0.10%
|
|
|
|
|
Certificates Term * +
|
Minimum Balance To Open
|
Minimum Average Daily Balance To Earn APY
|
Annual Percentage Yield (APY)
|
---|---|---|---|
3 Months
|
$500
|
$500
|
0.20%
|
6 Months
|
$500
|
$500
|
0.30%
|
10 Months | $500 | $500 | 0.40% |
12 Months
|
$500
|
$500
|
0.60%
|
14 Months
|
$500
|
$500
|
0.60%
|
16 Months
|
$500
|
$500
|
0.60%
|
17 Months
|
$500
|
$500
|
0.60%
|
18 Months
|
$500
|
$500
|
0.85%
|
24 Months
|
$500
|
$500
|
1.00%
|
28 Months
|
$500
|
$500
|
1.00%
|
36 Months
|
$500
|
$500
|
1.10%
|
48 Months
|
$500
|
$500
|
1.10%
|
60 Months
|
$500
|
$500
|
1.25%
|
IRA Certificates Term * +
|
Minimum Balance To Open
|
Minimum Average Daily Balance To Earn APY
|
Annual Percentage Yield (APY)
|
---|---|---|---|
3 Months
|
$500
|
$500
|
0.20%
|
6 Months
|
$500
|
$500
|
0.30%
|
10 Months | $500 | $500 | 0.40% |
12 Months
|
$500
|
$500
|
0.60%
|
14 Months
|
$500
|
$500
|
0.60%
|
16 Months
|
$500
|
$500
|
0.60%
|
17 Months
|
$500
|
$500
|
0.60%
|
18 Months
|
$500
|
$500
|
0.85%
|
24 Months
|
$500
|
$500
|
1.00%
|
28 Months
|
$500
|
$500
|
1.00%
|
36 Months
|
$500
|
$500
|
1.10%
|
48 Months
|
$500
|
$500
|
1.10%
|
60 Months
|
$500
|
$500
|
1.25%
|
* Fees may reduce earnings.
** Rates are subject to change without notice.
+ Certificates may be subject to penalty for early withdrawal.
Current Rates - Effective December 29, 2020