Deposit Rates

Loan Rates  |  Deposit Rates  |  Fee Schedule

Current Rates - Effective March 9, 2018

Account Type *	Minimum Balance To Open	Minimum Average Daily Balance to Earn APY	Annual Percentage Yield (APY) **
Main Share/Misc Share	$5	$5 - $499.99	0.03%
		$500 - $9,999.99	0.05%
		$10,000 - Above	0.10%
Money Market	$10	$10 - $2,499.99	0.05%
		$2,500 - $9,999.99	0.15%
		$10,000 - $19,999.99	0.25%
		$20,000 - Above	0.35%
I.R.A Share	None	$0 - $499.99	0.03%
		$500 - $9,999.99	0.05%
		$10,000.00 - Above	0.10%
NOW Checking	$5	$5	0.05%
Vacation Club	None	$0	0.05%
Christmas Club	None	$0	0.05%
Business Share	$25	$25 - $499.99	0.03%
		$500 - $9,999.99	0.05%
		$10,000 - Above	0.10%

Certificates of Deposit Term * +	Minimum Balance To Open	Minimum Average Daily Balance To Earn APY	Annual Percentage Yield (APY) **
3 Months	$500	$500	0.20%
6 Months	$500	$500	0.30%
12 Months	$500	$500	0.70%
14 Months	$500	$500	2.50%
16 Months	$500	$500	1.50%
17 Months	$500	$500	2.25%
18 Months	$500	$500	1.15%
24 Months	$500	$500	1.30%
28 Months	$500	$500	2.00%
36 Months	$500	$500	1.29%
48 Months	$500	$500	1.30%
60 Months	$500	$500	2.15%

IRA Certificates of Deposit Term * +	Minimum Balance To Open	Minimum Average Daily Balance To Earn APY	Annual Percentage Yield (APY) **
3 Months	$500	$500	0.20%
6 Months	$500	$500	0.30%
12 Months	$500	$500	0.70%
14 Months	$500	$500	2.50%
16 Months	$500	$500	1.50%
18 Months	$500	$500	1.15%
17 Months	$500	$500	2.25%
24 Months	$500	$500	1.30%
28 Months	$500	$500	2.00%
36 Months	$500	$500	1.29%
48 Months	$500	$500	1.30%
60 Months	$500	$500	2.15%

* Fees may reduce earnings.
** Rates are subject to change without notice after the account is open, not applicable to Share Certificates and IRA Certificates.
+ Certificate deposits are subject to penalty for early withdrawal.