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It's starting to look and feel like summer in the Boston area.  Keep close tabs on your debit card transactions while you travel this summer.  It's really easy to download our banking app and check all your transactions every day while you travel.  It's an added way to keep your accounts safe.

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Deposit Rates

Account Type * Minimum Balance To Open Minimum Average Daily Balance to Earn APY Annual Percentage Yield (APY) **
Main Share/Misc Share
$5
$5 - $499.99
0.03%
 
 
$500 - $9,999.99
0.05%
 
 
$10,000 - Above
0.10%
 
Money Market
$10
$10 - $2,499.99
0.05%
 
 
$2,500 - $9,999.99
0.15%
 
 
$10,000 - $19,999.99
0.35%
 
 
$20,000 - $49,999.99
0.50%
    $50,000 - $99,999.99 0.60%
    $100,000 - $249,999.99 0.80%
    $250,000 - ABOVE 0.80%
 
I.R.A Share
None
$0 - $499.99
0.03%
 
 
$500 - $9,999.99
0.05%
 
 
$10,000.00 - Above
0.10%
 
NOW Checking
None $5
0.03%
 
Vacation Club
None
None
0.05%
 
Christmas Club
None
None
0.05%
 
Business Share
$25
$25 - $499.99
0.03%
 
 
$500 - $9,999.99
0.05%
 
 
$10,000 - Above
0.10%
 
 
 
 
Certificates Term * +
Minimum Balance To Open
Minimum Average Daily Balance To Earn APY
Annual Percentage Yield (APY) 
3 Months
$500
$500
0.50%
6 Months   
$500
$500
2.00%
10 Months  $500 $500 4.60%
12 Months ***
$500
$500
5.00%
14 Months 
$500
$500
4.50%
16 Months 
$500
$500
3.75%
17 Months 
$500
$500
3.75%
18 Months 
$500
$500
3.00%
24 Months   
$500
$500
3.00%
28 Months
$500
$500
2.65%
36 Months
$500
$500
2.65%
48 Months
$500
$500
2.65%
60 Months
$500
$500
3.35%
IRA Certificates Term * +
Minimum Balance To Open
Minimum Average Daily Balance To Earn APY
Annual Percentage Yield (APY) 
3 Months
$500
$500
0.50%
6 Months 
$500
$500
2.00%
10 Months  $500 $500 4.60%
12 Months ***
$500
$500
5.00%
14 Months 
$500
$500
4.50%
16 Months 
$500
$500
3.75%
17 Months 
$500
$500
3.75%
18 Months
$500
$500
3.00%
24 Months 
$500
$500
3.00%
28 Months
$500
$500
2.65%
36 Months
$500
$500
2.65%
48 Months
$500
$500
2.65%
60 Months
$500
$500
3.35%

* Fees may reduce earnings.
** Rates are subject to change without notice. 
+ Certificates may be subject to penalty for early withdrawal.

*** This account type has a $250,000 maximum deposit per Member

Current Rates - Effective June 10, 2024

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