On Tuesday, May 20, 2025, Mass Bay Credit Union will upgrade systems between 10 pm and 12 midnight. Online banking, our mobile app, and telephone banking may experience an interruption in service. We apologize in advance for any inconvenience.
xSavings Accounts
Prepare for the future today, and create a better tomorrow.
The future can be uncertain, and building up your savings now can help you and your loved ones be covered—even when life happens or unexpected expenses pop up.
We’re dedicated to helping you reach your goals, whether they are saving for a home, pursuing education or planning your next vacation.
The Perfect Place to Start
Benefits:
- An account that helps you begin to save
- Set up direct deposit from your paycheck
- Check balances from online banking and mobile banking
- Once you reach $500+ move your funds into a Certificate to earn higher rates and save for upcoming goals
The Next Step in Savings
Benefits:
- Great for higher balances with intermediate-term plans
- Tiered rates earn you more the more you save
- Build funds for longer term savings
- Liquid account that comes with check writing ability
- Always safe and reliable
Planning For Your Future
Benefits:
- Lock in higher rates for funds you don't need right away
- Great for adapting to rising and falling market rates
- Use long-term certificates to lock in higher interest rates
- Use “laddering” to stagger your certificate maturity dates
For Next Year's Fun
Benefits:
- Create savings for holiday shopping, future vacations, and other big expenses
- Break big purchases down into small weekly contributions
- Avoid using credit cards and paying interest
- Save a bit each paycheck while earning interest along the way
Teaching Kids How to Save
Benefits:
- Open an account for as little as $5
- Get a free gift when you sign up
- Play educational online games and activities