Summer can be a fun and busy time of year in New England. Remember: don't let your guard down! It's also the time of year when fraudsters are alive and well and attempting to gain access to vulnerable individuals. If someone calls, texts, emails, or looks over your shoulder at an ATM, beware! Mass Bay Credit Union will never call, text, or email you in search of your private or account information. If you think someone is trying to scam you and they say they are MBCU, hang up, don't reply and don't open attachments! And then, call us at 617-269-2700 and let us know. Have a fun summer!
xCertificate18-month- 4.00% APY*
*APY = Annual Percentage Yield. Minimum balance to open and earn APY is $500. Maximum deposit $250,000. The APY for all Certificates assumes the dividends will remain in the account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. Certificates are subject to penalty for early withdrawal. Fees may reduce earnings. Rate is effective June 18, 2026. This is a limited time offer and is subject to change without notice. Other rates and terms available. Subject to membership eligibility, see https://www.massbaycu.org/about/membership/ for details.
Put Your Money to Work
A Certificate is a simple and secure way to plan for your future. Your money works hard at Mass Bay Credit Union!
Minimum DepositGet started with only a $500 deposit. |
Great interest rateGet 4.00% APY* on your deposit for the term. |
Whether you’re saving for a child’s college tuition, planning for retirement, or just want to grow your money, a Mass Bay Credit Union Certificate is an excellent choice.
| Best For | Members who want a low-risk and a high-reward |
| Amount | Minimum $500 deposit and available up to $250,000 |
| 18-Month Rate | 4.00% APY* |
Get Started With a Certificate from Mass Bay Credit Union
Ready to watch your money grow?
Click the link below to speak to one of our team members or visit us at one of our convenient branch locations.