Get ready to golf with us! The Mass Bay Charitable Foundation Golf Tournament is Tuesday, August 6, 2024 at 8:30 am. We'd love to see you. For more information, call 617-269-2700 or email marketing@massbaycu.org.
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Individual Retirement Accounts
It’s Never Too Late to Plan for Retirement
We Offer a Variety of Individual Retirement Accounts
- Tax-deductible deposits up to federal limits
- Tax is deferred until you retire
- Save on taxes by withdrawing later when your income is lower
- Easy to open and maintain
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Funds grow tax free
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No tax on withdrawals in retirement
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Penalty-free withdrawals for certain expenses before retirement
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Not tax-deductible deposits
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Help save for a child's education expenses including tuition, fees, books, and supplies
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Nondeductible contributions that provide the potential for tax-free withdrawals
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Anyone with earned income can contribute to a child's ESA
