It's Spring! Trees and flowers are blooming and we might be distracted by the beauty around us. Enjoy this time of renewal AND stay alert by being prepared for scammers who are working overtime to distract you long enough to capture your valuable personal financial information. Don't click on text or email links if you are not certain of who sent it. Remember, when in doubt, call us at 617-269-2700 and a Member Services Representative will be happy to help you.
xAccount Type * | Minimum Balance To Open | Minimum Average Daily Balance to Earn APY | Annual Percentage Yield (APY) ** |
---|---|---|---|
Main Share/Misc Share
|
$5
|
$5 - $499.99
|
0.03%
|
|
|
$500 - $9,999.99
|
0.05%
|
|
|
$10,000 - Above
|
0.10%
|
|
|||
Money Market
|
$10
|
$10 - $2,499.99
|
0.05%
|
|
|
$2,500 - $9,999.99
|
0.15%
|
|
|
$10,000 - $19,999.99
|
0.35%
|
|
|
$20,000 - $49,999.99
|
0.50%
|
$50,000 - $99,999.99 | 0.60% | ||
$100,000 - $249,999.99 | 0.80% | ||
$250,000 - ABOVE | 0.80% | ||
|
|||
I.R.A Share
|
None
|
$0 - $499.99
|
0.03%
|
|
|
$500 - $9,999.99
|
0.05%
|
|
|
$10,000.00 - Above
|
0.10%
|
|
|||
NOW Checking
|
None | $5 |
0.03%
|
|
|||
Vacation Club
|
None
|
None |
0.05%
|
|
|||
Christmas Club
|
None
|
None |
0.05%
|
|
|||
Business Share
|
$25
|
$25 - $499.99
|
0.03%
|
|
|
$500 - $9,999.99
|
0.05%
|
|
|
$10,000 - Above
|
0.10%
|
|
|
|
|
Certificates Term * +
|
Minimum Balance To Open
|
Minimum Average Daily Balance To Earn APY
|
Annual Percentage Yield (APY)
|
---|---|---|---|
3 Months
|
$500
|
$500
|
0.50%
|
6 Months
|
$500
|
$500
|
2.00%
|
10 Months | $500 | $500 | 4.60% |
12 Months ***
|
$500
|
$500
|
5.15%
|
14 Months
|
$500
|
$500
|
4.50%
|
16 Months
|
$500
|
$500
|
3.75%
|
17 Months
|
$500
|
$500
|
3.75%
|
18 Months
|
$500
|
$500
|
3.00%
|
24 Months
|
$500
|
$500
|
3.00%
|
28 Months
|
$500
|
$500
|
2.65%
|
36 Months
|
$500
|
$500
|
2.65%
|
48 Months
|
$500
|
$500
|
2.65%
|
60 Months
|
$500
|
$500
|
3.35%
|
IRA Certificates Term * +
|
Minimum Balance To Open
|
Minimum Average Daily Balance To Earn APY
|
Annual Percentage Yield (APY)
|
---|---|---|---|
3 Months
|
$500
|
$500
|
0.50%
|
6 Months
|
$500
|
$500
|
2.00%
|
10 Months | $500 | $500 | 4.60% |
12 Months ***
|
$500
|
$500
|
5.15%
|
14 Months
|
$500
|
$500
|
4.50%
|
16 Months
|
$500
|
$500
|
3.75%
|
17 Months
|
$500
|
$500
|
3.75%
|
18 Months
|
$500
|
$500
|
3.00%
|
24 Months
|
$500
|
$500
|
3.00%
|
28 Months
|
$500
|
$500
|
2.65%
|
36 Months
|
$500
|
$500
|
2.65%
|
48 Months
|
$500
|
$500
|
2.65%
|
60 Months
|
$500
|
$500
|
3.35%
|
* Fees may reduce earnings.
** Rates are subject to change without notice.
+ Certificates may be subject to penalty for early withdrawal.
*** This account type has a $250,000 maximum deposit per Member
Current Rates - Effective April 16, 2024