Regular Savings


Use this as a utility account to automatically save a little from your paycheck each week. When you reach $500 or $1,000, move your funds into a Mass Bay money market account or CD to earn even higher rates and plan for short-term, long-term or intermediate term goals. You can make transfers between your savings and checking accounts easily at the ATM, by phone, online or with our mobile banking function.

Nowhere is it easier to save than at Mass Bay! From basic savings, to money market accounts, CDs, IRAs and Club accounts, Mass Bay has all of today’s best deposit options all in one place, ready to be tailored to your individual needs.  And nowhere is your money safer than it is at Mass Bay.

Insured for at least $250,000 by the NCUA, an agency of the US Government, your funds are also insured for all amounts above the federal limit by the Massachusetts Credit Union agency MSIC. Unlike brokerage and mutual fund deposit accounts, your savings at Mass Bay is safe from market volatility. We give you the high yields without the high risk.